Commercial Debt Recovery
Structured. Compliant. Results-Only.
Specialist recovery for UK businesses — invoices, disputes, and structured commercial debt — executed strictly on a results-only basis.
UK-based. Commercial matters only. No consumer credit regulated activity.
Our Services
-
Invoice Recovery
• Results-only recovery for UK commercial invoices
• No recovery, no fee
• Documentation-led assessment before instruction
• Suitable for SMEs, landlords, and service businesses
-
Commercial Debt Resolution
• Negotiated resolution of disputed or higher-value commercial debts
• Commercial judgement — not volume chasing
• Litigation-aware, proportionate escalation
• Instruction accepted only where recovery logic supports action
-
Structured Micro-Debt Recovery
• Structured recovery of low-value commercial balances
• Process-led pathways with enforceability screening
• Designed for portfolios — not one-off invoices
• Selective instruction only — documentation required
How We Engage
A controlled, compliant recovery process — applied consistently across every engagement.
1. INITIAL REVIEW
Assessment of documentation, enforceability, and commercial recoverability
Clear accept / decline decision at entry
Scope, risks, and recovery viability confirmed upfront
3. ALIGNED STRATEGY
Recovery pathway aligned with UK legal guidance and pre-action protocol
Clear strategy, success criteria and escalation thresholds agreed
No deviation without client visibility and approval
2. CONTROLLED EXECUTION
Commercial judgement applied at every stage
Outcome-focused action, not volume-driven process
Proportionate escalation only where value justifies it
4. TRANSPARENT REPORTING
Full visibility on actions, costs and outcomes
Clear stop / proceed decision points throughout
We act as a recovery partner — not a traditional debt collection agency.
Fees, Structures, and Commercial Returns
Tailored commercial recovery structures designed to maximise recoverable returns, reduce exposure and accelerate cashflow — executed strictly on a results-only basis.
All engagements begin with a documentation and recoverability review. We act only where commercial logic, enforceability and outcome justify intervention.
We do not operate on fixed tariffs or volume-driven fee models. Every engagement is assessed individually based on enforceability, proportionality and commercial outcome.
No-Win-No-Fee Recovery (Contingency)
For SMEs, landlords, trades and commercial creditors seeking recoverable outcomes with zero upfront financial exposure.
Fees are success-based and aligned to recoverability, documentation quality, age and complexity.
No recovery, no fee — ever.
Any third-party or hard costs (e.g. tracing, court or agent fees) are pre-approved in writing and incurred only with client authorisation.
Transparent reporting with zero hidden charges.
Suitable for single commercial debts, rolling ledgers and SME invoice recovery.
Legacy & Time-Barred Debts
Specialist support for aged, disputed and unenforceable commercial balances where recovery prospects are limited or formal enforcement is no longer appropriate.
Controlled, proportionate engagement focused on closure rather than escalation.
Non-litigious pathways where enforcement is not commercially viable.
Letter-only or goodwill-based approaches used where appropriate to confirm position or close historic balances.
A cost-effective option for managing legacy books without unnecessary pressure, expense or litigation risk.
All engagements begin with a documentation and recoverability review
Compliance & Transparency
GDPR-Compliant • Pre-Action Protocol Aligned • UK Commercial Matters Only
Resolve Recover operates exclusively within UK commercial debt categories, including SME invoices, landlord and managing-agent arrears, parking-related commercial charges, and service-charge arrears.
Resolve Recover does not engage in consumer credit, personal lending, or FCA-regulated debt activity. As such, FCA authorisation is not required.
All engagements operate under documented, auditable frameworks designed to:
Protect client interests through documented decision-making
Ensure data security and GDPR compliance
Align with pre-action protocols and civil procedure rules
Deliver measurable, transparent commercial outcomes.
Every engagement is supported by clear documentation, agreed terms of engagement, and tracked communication pathways - ensuring clarity, legality, and auditability throughout.
Who We Work With
We work exclusively with UK businesses and commercial entities, including:
SME’s and limited companies
Landlords and property managers
Parking operators and managing agents
Consultants, suppliers and service providers
Commercial creditors with disputed or aged balances
Including single debts, rolling ledgers and structured micro-debt portfolios.
We do not engage in consumer credit, personal lending, or FCA-regulated debt activity.
Request a Recoverability Review
This is not a general enquiry form. We assess enforceability, documentation, and proportional recovery only.
“We accept instruction only where documentation and commercial logic justify intervention.”
Most submissions reviewed within 24 hours (Mon-Fri - excluding Bank Holidays)
Submissions are assessed for commercial enforceability and proportional recovery only. Non-commercial matters are declined.
Confidential • GDPR-compliant • UK-commercial matters only